How to Borrow Airtime on MTN | Never Run Out of Credit Again

Are You Tired of Unexpectedly Running out of Airtime and Being Unable to Make Important Calls or Send Urgent Messages? Well, I’ve been there too. But fret not, Because I’m Here to Share My Personal Experience and Guide you through the simple process of How to Borrow Airtime on MTN. Trust me, it’s a lifesaver!

Whether you need to make an important call, check your email, or simply stay connected, borrowing airtime on MTN is a convenient and hassle-free solution. In this guide, I’ll walk you through the steps, share some tips, and ensure you never face that dreaded “zero balance” situation again. Let’s dive in!

Remember, it’s important to always have a backup plan for emergencies or times when you need to stay connected. Borrowing airtime on MTN can be a valuable tool in your arsenal. Let’s explore how it works and how you can benefit from it.

How to Borrow Airtime on MTN

We Dive into the World of how to borrow airtime on mtn! Let’s start by understanding what airtime borrowing is all about and how it can benefit you. I’ll explain how MTN’s airtime borrowing service works, the eligibility criteria you need to meet, and the different methods available for borrowing airtime on MTN.

Definition of Airtime Borrowing and Its Benefits

Airtime borrowing is a service that allows mobile phone users to borrow airtime from their service provider, which is usually deducted from their next recharge. This service is beneficial in situations where the user has exhausted their airtime or doesn’t have enough airtime to complete an important call or text.

The Benefits Of Airtime Borrowing Include:

  1. Convenience: Airtime borrowing allows users to stay connected even when they don’t have airtime.
  2. Emergency Usage: In urgent situations, airtime borrowing is a quick and easy solution that ensures users can make important calls or send texts.
  3. No More Missed Calls: With airtime borrowing, users can avoid missing important calls due to lack of airtime.

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Explanation of How MTN Airtime Borrowing Works

MTN airtime borrowing works by allowing eligible users to borrow airtime, which will be deducted from their next recharge. MTN offers various methods for borrowing airtime, including USSD codes, MTN mobile app, SMS, and customer service.

Eligibility Criteria for Borrowing Airtime on MTN

To be eligible for airtime borrowing on MTN, a user must meet the following criteria:

  1. The user must have an MTN prepaid line.
  2. The user’s line must be registered and active.
  3. The user must have a history of consistent recharge and usage on their line.
  4. The user must have paid back any previous airtime borrowed on their line.

Methods of How to Borrowing Airtime on MTN

USSD Code Method

The USSD code method is the most popular and easiest method of borrowing airtime on MTN. To borrow airtime using this method, follow the steps below:

Step-by-Step Instructions on How to Borrow Airtime on MTN Using USSD Code

  1. Dial *606# on your MTN line.
  2. Select “XtraTime” from the menu options.
  3. Select the amount of airtime you want to borrow.
  4. Confirm your request by following the prompts.
  5. Receive the airtime on your phone and start using it.
  6. Common USSD Codes for Airtime Borrowing on MTN Uganda, Zambia, and Africa:

Aside From the *606# code, other common USSD codes for airtime borrowing on MTN include. You Can Also Dial *321# and *131amount#

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Troubleshooting Tips for USSD Code Method

If You Encounter Any Issues While Using the USSD Code Method, Try the Following Troubleshooting Tips:

  1. Ensure that your MTN line is registered and active.
  2. Confirm that you have enough credit to pay back the borrowed airtime.
  3. Clear your dialer app cache and try again.

The MTN mobile app is another convenient method of borrowing airtime. To use this method, follow the steps below:

Guide on How to Borrow Airtime on MTN Using the MTN Mobile App

  1. Download and install the MTN mobile app from your app store.
  2. Open the app and log in using your MTN number.
  3. Select “Airtime” from the menu options.
  4. Select “XtraTime” from the airtime options.
  5. Select the amount of airtime you want to borrow.
  6. Confirm your request and receive the airtime on your phone.

Frequently Asked Questions (FAQs)

Can I Borrow Airtime on MTN if I Have an Outstanding Airtime Loan?

Unfortunately, You Cannot Borrow Airtime on MTN if you have an outstanding Airtime loan. To be eligible for another airtime loan, you must repay your existing loan first. However, once you have repaid the loan, you can immediately borrow airtime again.

What happens if I don’t have enough credit to repay the borrowed airtime on MTN?

If you don’t have enough credit to repay the borrowed airtime on MTN, the system will automatically deduct the borrowed amount from any subsequent recharge you make. For example, if you borrow $5 worth of airtime and recharge with $10, $5 will be deducted to repay the loan, leaving you with $5 of available credit.

Can I borrow airtime on MTN if I’m a postpaid subscriber?

No, the airtime borrowing service is only available for MTN prepaid subscribers. If you’re a postpaid subscriber, you don’t have the option to borrow airtime. However, you can explore other payment options provided by MTN to manage your postpaid account conveniently.

Is there a limit to how much airtime I can borrow on MTN?

Yes, there is a limit to the amount of airtime you can borrow on MTN. The specific borrowing limit varies depending on factors such as your recharge and usage history. MTN determines your borrowing limit based on your activity and creditworthiness.

Can I use the borrowed airtime on MTN for data bundles or other services?

Yes, the borrowed airtime on MTN can be used for various services, including data bundles, calls, text messages, and other value-added services. Once you’ve received the borrowed airtime, you have the freedom to utilize it across different aspects of your mobile usage.


Borrowing airtime on MTN is a Convenient and lifesaving feature that Ensures We Stay Connected Even in Times of Emergency or When Our Airtime Runs Out. With Methods like the USSD code, MTN mobile app, SMS, and customer service, accessing borrowed airtime has never been easier. Personally, I have found the USSD code method to be quick and hassle-free, allowing me to borrow airtime with just a few taps on my phone. Whether it’s making an important call, sending an urgent text, or avoiding missed connections, MTN’s airtime borrowing service has proven to be a reliable lifeline. So, the next time you find yourself in need of airtime, remember that MTN has got you covered. Stay connected, stay empowered!

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