How to Deactivate MTN Xtra Time | a Comprehensive Guide

If you’ve ever found yourself scratching your head over mysterious credit deductions due to MTN Xtra Time,Then you need to know how to deactivate MTN xtra time, worry not—I’ve been there too! Today, I’ll share my personal experience and show you how to bid farewell to those pesky deductions in a breeze. Deactivating MTN Xtra Time is super simple, and you’ll thank yourself later for taking this quick step to safeguard your credit. No more surprises when checking your balance! So, let’s dive in and reclaim control of our hard-earned cash. Here’s my tried-and-tested, easy-to-follow guide to deactivating MTN Xtra Time, just for you!

how to deactivate MTN xtra time

Learn how to deactivate MTN xtra time in following and easy steps:

Step-by-Step Guide to Deactivating MTN Xtra Time

Step 1:

Check your MTN Xtra Time balance To check your outstanding MTN Xtra Time balance, you need to dial *606# on your MTN mobile phone and press the “Call” or “Send” button. This will bring up a menu with different options related to Xtra Time and other services.

Step 2:

Repay the MTN Xtra Time loan (if applicable) If you have an existing Xtra Time loan, it’s crucial to repay it before attempting to deactivate the service. To do this, recharge your phone with the required amount to cover the Xtra Time loan. When you recharge your account, the appropriate amount will be deducted to repay the loan automatically.

Step 3:

Deactivate MTN Xtra Time service To deactivate MTN Xtra Time, you have several options:

Option 1: Use USSD code Dial *606# on your MTN mobile phone and press the “Call” or “Send” button. Then, follow the on-screen prompts to navigate to the Xtra Time menu. Look for the option to deactivate the service and follow the instructions provided.

Option 2: Use SMS Compose a new SMS message on your MTN mobile phone and type “STOP” in the text field. Send the message to the MTN Xtra Time service number. You should receive a confirmation message indicating that the service deactivation request has been received.

Option 3: The MTN app also provides options to contact customer support, including via Facebook Messenger, WhatsApp, email, or Telegram. Contact customer support For personalized assistance or if you encounter any issues with the previous methods, call MTN customer support. Dial the appropriate customer support number for your region or visit the MTN website for the contact information. Explain that you want to deactivate the MTN Xtra Time service, and the support representative will assist you accordingly.

Step 4: Confirmation After successfully deactivating MTN Xtra Time, you should receive a confirmation message or notification. This message will indicate that the service has been deactivated for your MTN mobile number.

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Best Practices for Managing Your Credit

In addition to deactivating MTN Xtra Time, there are a few other things you can do to manage your credit wisely:

  • Pay your bills on time: This is the most important thing you can do to improve your credit score. When you pay your bills on time, it shows lenders that you’re responsible and that you’re able to manage your finances.
  • Keep your credit utilization low: Your credit utilization is the percentage of your available credit that you’re currently using. For example, if you have a credit card with a $1,000 limit and you’re currently using $300 of that credit, your credit utilization is 30%. Aim to keep your utilization below 30%.
  • Don’t apply for too many new lines of credit: Applying for new credit can hurt your credit score, so it’s important to be mindful of how often you apply. If you’re applying for a new line of credit, make sure you really need it and that you can afford the payments.
  • Dispute any errors on your credit report: If you see any errors on your credit report, be sure to dispute them as soon as possible. Errors on your credit report can hurt your credit score, so it’s important to get them corrected as soon as possible.

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And there you have it, my fellow MTN users! We’ve reached the end of our credit-saving journey, and I hope you’re as excited as I am about bidding farewell to those pesky MTN Xtra Time deductions. Armed with our Step-by-Step Guide and Best Practices, you now have the power to manage your credit like a pro.
Remember, I’ve been there too, shocked by sudden credit vanishing acts. But fear not, for we’ve conquered that magician’s rabbit together! Embrace responsible credit management, explore alternative services, and set those spending limits.
So go forth, confidently manage your credit, and make the most of your MTN services. With this newfound knowledge, let’s keep our credit safe and sound, and our smiles intact!
Happy credit-saving, folks!


Why do I keep losing my credit with MTN Xtra Time?

Ah, that’s a common concern! MTN Xtra Time automatically activates when your credit runs low, and it’s easy to forget about it. Once activated, any calls you make will use Xtra Time credit first, leading to regular credit deductions. But fret not, just follow our step-by-step guide to deactivate it and save your credit for when you really need it.

Can I still receive calls and messages if I deactivate MTN Xtra Time?

Absolutely! Deactivating MTN Xtra Time won’t affect your ability to receive calls and messages. You’ll still be reachable by your loved ones, colleagues, or your boss (oops!). The only difference is, now you won’t lose credit for calls made when your regular credit is still available.

Will deactivating MTN Xtra Time affect my data bundles?

Great question! Deactivating MTN Xtra Time has no impact on your data bundles whatsoever. Your data will remain intact, and you can keep enjoying those funny cat videos and social media updates without worrying about unnecessary credit deductions.

What if I accidentally activated MTN Xtra Time? Can I get my credit back?

Oops, we’ve all been there! Unfortunately, once Xtra Time is activated, the credit is used for calls made during that period, and it can’t be refunded. But cheer up! By deactivating it now, you’ll prevent any future credit losses and keep your credit safe and sound.

I tried deactivating MTN Xtra Time, but it didn’t work. What should I do?

Bummer! Technical hiccups happen. Firstly, double-check that you followed the steps correctly. If the issue persists, try restarting your phone or contacting MTN’s customer support for assistance. They’ll wave their magic wand and get you sorted in no time!

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