How to Loan Airtime From MTN | Complete Guide With Easy Steps

Have you ever stuck in the situation where you need loan on MTN and don’t know how to loan airtime from MTN. Then is Guide is for you. Trust me, I’ve been there too! But worry not, because I’m about to share my secret for staying connected effortlessly – by loaning airtime from MTN!

In this guide, I’ll spill the beans on how to avail yourself of this fantastic feature in just a few simple steps. We’ll explore the eligibility criteria, the charges (spoiler: they’re quite reasonable!), and even some insider tips to be a responsible borrower.

how to loan airtime from MTN

Stay tuned to discover how MTN’s airtime loan became my knight in shining armor during emergencies! Let’s dive in and unlock the convenience together.

Related : What Is MTN Home Bundle

How to Check Eligibility:

Picture this: I was once in a tight spot, running low on airtime and desperately needing to reach my friend who was stuck at the airport. Thankfully, I knew about MTN’s airtime loan service, but before diving in, I needed to check my eligibility. And guess what? It was a breeze!

Dial the Magic Number:

To check if you qualify for MTN’s airtime loan, simply dial  *165*5 #  and press the call button. Voila! You’ll receive a message with your eligibility status.

If you want to topup MTN Then this guide is for you : How to top up MTN

App Option:

If you’re a tech-savvy soul, you can also use the MTN mobile app to check eligibility. Just open the app, log in with your details, and find the “Airtime Loan” section. It’ll tell you right away whether you’re eligible or not.

Understanding Airtime Loan Charges:

Hold up, before you leap into the airtime loan universe, let’s chat about the charges involved. MTN’s got your back, and the fees are quite reasonable.

Nominal Service Charge:

When you request an airtime loan, MTN will charge a teeny-tiny service fee. Trust me, it’s a small price to pay for the convenience it brings.

Transparent Deductions:

The borrowed airtime will be deducted from your next top-up. Easy peasy! No hidden surprises.

Stay Informed:

MTN will send you an SMS detailing the loan amount, service charge, and the total repayment amount. No room for confusion!

So, there you have it – checking eligibility and understanding charges is as simple as that! Now you can confidently dive into the world of airtime loan and stay connected without breaking a sweat. Keep reading to learn how to navigate the loan process like a pro.


And there you have it, my fellow connectivity seekers! Learning how to loan airtime from MTN has been an absolute game-changer for me. Gone are the days of frantic searches for top-up vendors or begging friends for airtime.
Now, armed with the knowledge of checking my eligibility with a simple dial and understanding the nominal charges, I feel like a digital superhero, always ready to stay connected in any situation.
Whether it’s catching up with loved ones, nailing a job interview, or simply navigating through life’s unexpected twists, MTN’s airtime loan service has got my back.
So, the next time you find yourself in dire need of airtime, remember this guide and unlock the convenience with MTN. Trust me; you’ll thank yourself later! Happy connecting, my friends!


Can I loan airtime from MTN if I have an outstanding loan balance?

Oh, that’s a common question! MTN’s got your back even if you have an outstanding loan. The loan service is designed to ensure you stay connected when you need it the most. So, even if you have an existing loan, you can still request another loan, as long as you meet the eligibility criteria. Just remember, being a responsible borrower is key to maintaining your loan eligibility.

What happens if I can’t repay the loan within the stipulated time?

Don’t sweat it! Life can throw curveballs, and MTN understands that. If you can’t repay the loan within the given time frame, you won’t be blacklisted or banned from using the service. However, you won’t be able to request another loan until the previous one is cleared. So, it’s best to keep track of your repayment date and try to repay on time. Remember, a clear slate means uninterrupted borrowing in the future!

Can I use the loaned airtime for any service or data bundle?

Absolutely! Once you’ve loaned the airtime, it’s all yours to use as you please. Make calls, send texts, or even purchase data bundles – the choice is yours! MTN believes in giving you the freedom to stay connected the way you want. So go ahead, use it for anything you need to keep those lines of communication wide open.

I’m new to MTN, can I still access the airtime loan service?

Welcome to the MTN family! Yes, you can definitely access the airtime loan service as a new user. MTN understands that we all need a little boost sometimes, and they’ve got your back from the get-go. As long as your number meets the eligibility criteria, you can enjoy the convenience of airtime loaning as a new MTN subscriber.

Can I check my loan repayment status or history?

You bet! MTN believes in transparency, and they’ve made it easy for you to track your loan repayment history. Simply dial *606# and follow the prompts to view your loan status and repayment details. It’s like having your own financial tracker in the palm of your hand!

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